Winter 2019 Download a pdf of the magazine featuring this article Related Tags: 2019, aftercare, belief, coffins, community, contact, direct cremation, Dr Bill Webster, DWP, faith, FFMA, Funeral Expense Assistance, Golden Charter, Golden Charter Trust, grief, issue, Jim Auld, legislation, LocalFuneral.co.uk, maternity, paternity, plan holders, regulation, SAIF, SAIFCharter, SAIFInsight, social media, winter, Your Choice Funerals